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Business Account Guide

Provider profile · Last checked 8 November 2026

PostFinance business account

A Swiss bank business account in CHF for companies, sole proprietors, associations and foundations based in Switzerland.

By the editorial team. We have no commercial relationship with PostFinance business account, and links to it are not affiliate links. All accounts we've researched.

What it is

A business account from PostFinance Ltd, a Swiss bank.

How your money is protected

Swiss depositor protection, run by esisuisse, covers up to CHF 100,000 per customer, with all accounts at the same bank added together.

Our e-money vs bank account guide explains what this means if a provider fails.

Who can open one

Sole proprietorships, self-employed people, startups, SMEs, limited companies (GmbH and AG), associations and foundations based in Switzerland that mainly make payments in CHF.

Headline fees

Table notes: correct as of 8 November 2026, from PostFinance business account's own pages listed under Sources.
FeeDetail
Account managementCHF 5 a month, for up to 60,000 Swiss transactions a year
Extra accountsCHF 5 a month per CHF or EUR account, CHF 2 per other foreign-currency account
Customers domiciled abroadExtra CHF 25 per account a month
Startup packageTwo years' free account management and no company credit card fee in the first year, for companies founded in the past two years

Limits worth knowing

How it compares

See all the accounts we've researched.

Check PostFinance business account's current terms

Fees and eligibility can change. Confirm them on the provider's own site before you apply.

Visit PostFinance business account(opens in a new tab)

Not an affiliate link.

Sources

All checked on 8 November 2026. Where a provider's help centre or legal terms differ from its marketing pages, we follow the help centre and terms.