Provider profileLast checked 8 November 2026
Danske Bank Business Current Account
Business current accounts from Danske Bank in Northern Ireland for sole traders, partnerships and limited companies with turnover up to £1m, at £9 a month.
- Cheapest plan
- Small Business Digital: free for 2 years for eligible new Northern Ireland businesses, then £9 a month
- Available in
- UK (Northern Ireland)
- Your money
- Bank · FSCS cover
What it is
Danske Bank is a trading name of Northern Bank Limited, registered in Northern Ireland (R568) and part of Danske Bank Group. It is authorised by the PRA and regulated by the FCA and the PRA (FRN 122261).
How your money is protected
Eligible deposits with Northern Bank Limited may be protected up to £120,000 by the FSCS.
Our e-money vs bank account guide explains what this means if a provider fails.
Who can open one
Sole traders, partnerships and limited companies with turnover up to £1m, applying at 18 or over; everyone involved must verify their identity and UK address. The 2-year fee-free offer is for new customers whose business is registered and trading in Northern Ireland.
Headline fees
| Fee | Detail |
|---|---|
| Monthly account fee | £9 on Small Business Digital and Small Business |
| Electronic payments and automated credits | Free on Small Business Digital; 10p each on Small Business |
| Faster Payments via District | Free on Small Business Digital; 5p each on Small Business |
| Cash paid in | Digital: £1.60 per £100 at the counter, 50p per £100 by cash drop or Post Office; Small Business: 80p per £100 |
| Cash paid out | Digital: £1.60 per £100 plus £1.10 per counter withdrawal; Small Business: £1.40 per £100 plus 80p |
| Cheques paid in | Digital: £1.60 at the counter, 50p by cash drop; Small Business: 80p |
| CHAPS | £20 via District; £30 otherwise |
| Foreign payments | Standard euro payments in the qualifying area free; others £20 via District, £30 in branch; £7 to receive |
| Card payments in a foreign currency | 2.75% |
Limits worth knowing
- The account closes if no transaction is made within 90 days of opening.
- The 2-year fee-free offer needs a Mastercard Business Debit Card and District registration at opening.
- Business use only.
How it compares
- Incard vs Danske BankFees, cashback, foreign currency, protection and eligibility side by side.
- Danske Bank alternativesAccounts to look at if Danske Bank doesn't cover what you need.
See all the accounts we've researched.
Our pick for card spendIncard: 1% cashback on ads, software and travel, on a £0 plan
Our pick for UK and Swiss businesses whose main costs go on cards, as long as you don't need bank deposit protection.
Read Incard vs Danske BankWork out your cashbackCheck eligibility
We may earn a commission if you apply.
- a month on the Free plan, with team cards
- £0
- cashback on ads, software and travel; 0.5% on other eligible spend
- 1%
- IBANs in three currencies
- GBP, EUR, USD
Check Danske Bank Business Current Account's current terms
Fees and eligibility can change. Confirm them on the provider's own site before you apply.
Sources
All checked on 8 November 2026. Where a provider's help centre or legal terms differ from its marketing pages, we follow the help centre and terms.