Provider profileLast checked 8 November 2026

Migros Bank business current account (Kontokorrent)

A business current account from a Swiss bank for companies based in Switzerland, in CHF or a foreign currency, with a free Visa Debit card and an optional Business Card credit card.

By the editorial team. All accounts we've researched.

Cheapest plan: CHF 3 a month
Available in: Switzerland
Your money: Bank · esisuisse cover

What it is

Migros Bank AG, a Swiss universal bank based in Zurich and supervised by the Swiss Financial Market Supervisory Authority (FINMA). Commercial register UID CHE-105.841.533.

How your money is protected

Deposits are protected up to CHF 100,000 per customer and bank by Swiss depositor protection, run by esisuisse. Corporate customers are covered.

Our e-money vs bank account guide explains what this means if a provider fails.

Who can open one

Companies with their registered seat in Switzerland. The bank publishes opening checklists for GmbH and AG and for sole proprietorships (Einzelunternehmen). Businesses in some sectors, such as gambling, car dealing, crypto, precious metals, commodities or weapons, are asked to phone the bank instead of applying by form.

Headline fees

**Table notes:** correct as of 8 November 2026, from Migros Bank business current account (Kontokorrent)'s own pages listed under Sources.
Fee	Detail
Account management	CHF 3 a month, charged once a year for companies
Visa Debit (main card in CHF)	No annual fee; extra card CHF 30 a year
Swiss payments in CHF and EUR by e-banking	Free
SEPA payments by e-banking	CHF 0.30, waived for companies paying from a current account
Other international payments by e-banking	CHF 5, or CHF 25 with all charges paid by you (OUR)
Visa Debit purchases abroad	CHF 1.50 per purchase
Business Card credit card	Silver CHF 100 a year, Gold CHF 170 a year; 1.5% on foreign purchases
Paper statements	CHF 1.50 per statement; free online

Limits worth knowing

The company's registered seat must be in Switzerland.
Business Card cash withdrawals cost 3.5%, at least CHF 5 in Switzerland and CHF 10 abroad.
We found no fee for cash deposits in the price list.

How it compares

See all the accounts we've researched.

Our pick for card spend

Incard: 1% cashback on ads, software and travel, on a £0 plan

Our pick for UK and Swiss businesses whose main costs go on cards, as long as you don't need bank deposit protection.

E-money · safeguarded, no FSCS

Read Incard vs Migros Bank Work out your cashback Check eligibility

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a month on the Free plan, with team cards: £0
cashback on ads, software and travel; 0.5% on other eligible spend: 1%
IBANs in three currencies: GBP, EUR, USD

Check Migros Bank business current account (Kontokorrent)'s current terms

Fees and eligibility can change. Confirm them on the provider's own site before you apply.

Visit Migros Bank business current account (Kontokorrent)

Sources

All checked on 8 November 2026. Where a provider's help centre or legal terms differ from its marketing pages, we follow the help centre and terms.