Provider profileLast checked 8 November 2026

Valiant Business Set

Business account packages from a Swiss bank for self-employed people and SMEs, with a free Basis set and paid sets that add accounts, bookings and Debit Mastercards.

By the editorial team. All accounts we've researched.

Cheapest plan: Business Set Basis: free
Available in: Switzerland
Your money: Bank · esisuisse cover

What it is

Valiant Bank AG, Bern, a Swiss bank registered in the Bern commercial register (CHE-105.944.759).

How your money is protected

Deposits are protected up to CHF 100,000 per customer by esisuisse.

Our e-money vs bank account guide explains what this means if a provider fails.

Who can open one

Self-employed people and SMEs, including companies being founded or raising capital through a capital deposit account. Valiant addresses people and companies with residence or registered seat in Switzerland; customers domiciled abroad pay a surcharge.

Headline fees

**Table notes:** correct as of 8 November 2026, from Valiant Business Set's own pages listed under Sources.
Fee	Detail
Business Sets (monthly, billed quarterly)	Basis free, Plus CHF 10, Premium CHF 20
Included per year	Basis: 1 account, 60 bookings, 1 Debit Mastercard, 12 statements. Plus: 2 accounts, 500 bookings, 2 cards. Premium: unlimited accounts and bookings, 5 cards
Bookings beyond the set	CHF 0.25 each
Swiss and SEPA euro payments by e-banking	Free
Other international payments by e-banking	CHF 5; CHF 20 extra with all charges paid by you (OUR)
Paper payment orders	CHF 15 in Switzerland, CHF 20 abroad; CHF 1 as a Blitz order in CHF
Debit Mastercard payments abroad	1.5% of the amount
Commercial Card credit card	Silver CHF 85, Gold CHF 170 a year; 25% off with a Business Set
Customers domiciled abroad	Surcharge of CHF 40 a month

Limits worth knowing

One Business Set per customer.
Basis includes 60 bookings a year; collective bookings count as one.
New customers who use a Business Set and a private Lila Set get the set fees free for three years.

How it compares

See all the accounts we've researched.

Our pick for card spend

Incard: 1% cashback on ads, software and travel, on a £0 plan

Our pick for UK and Swiss businesses whose main costs go on cards, as long as you don't need bank deposit protection.

E-money · safeguarded, no FSCS

Read Incard vs Valiant Work out your cashback Check eligibility

Apply for Incard on incard.co

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a month on the Free plan, with team cards: £0
cashback on ads, software and travel; 0.5% on other eligible spend: 1%
IBANs in three currencies: GBP, EUR, USD

Check Valiant Business Set's current terms

Fees and eligibility can change. Confirm them on the provider's own site before you apply.

Visit Valiant Business Set

Sources

All checked on 8 November 2026. Where a provider's help centre or legal terms differ from its marketing pages, we follow the help centre and terms.