Provider profileLast checked 8 November 2026
Zempler Bank business current account
A UK bank business account, formerly Cashplus, with a £0 plan, Post Office cash deposits and paid plans that remove card FX fees and add cashback.
- Cheapest plan
- Business Go: £0 a month
- Available in
- UK
- Your money
- Bank · FSCS cover
What it is
Zempler Bank Limited (company number 04947027), authorised by the PRA and regulated by the FCA and PRA (FRN 671140).
How your money is protected
Eligible deposits are protected up to a total of £120,000 by the FSCS.
Our e-money vs bank account guide explains what this means if a provider fails.
Who can open one
UK residents aged 18 or over with a UK-based business: sole traders not registered at Companies House, active limited companies limited by shares (at least one UK-resident director, 4 or fewer PSCs, no multiple corporate PSCs), partnerships and charities. Companies limited by guarantee or with corporate shareholders pay a £100 fee. Some industries aren't accepted.
Headline fees
| Fee | Detail |
|---|---|
| Plans (monthly) | Business Go £0, Business Extra £9, Business Pro £19 |
| Payments and transfers out | 3 free a month on Go, 20 on Extra, 500 on Pro, then 35p each |
| Card payments in a foreign currency | 2.99% on Go; no fee on Extra and Pro |
| Cash withdrawals | £2 in the UK and £3 abroad on Go; free on Extra and Pro |
| Post Office cash deposits | 0.55% of the amount, £4 minimum |
| International payments in | Up to £22 per payment |
| International payments out | Fee shown in the app or Online Banking |
| Additional cards (up to 20) | £5.95 each; 5 free on Pro |
| Rejected Direct Debit | £15, up to £90 a month |
Limits worth knowing
- Account balance is capped at £500,000 on Go and Extra; unlimited on Pro.
- Single bank transfers out are capped at £25,000 on Go and £100,000 on Extra and Pro.
- Post Office cash deposits are capped at £6,000 a day, and cheques can't be paid in.
- International payments out are EUR to SEPA countries and USD to the US only.
How it compares
- Incard vs Zempler BankFees, cashback, foreign currency, protection and eligibility side by side.
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Zempler Bank against other accounts
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See all the accounts we've researched.
Our pick for card spendIncard: 1% cashback on ads, software and travel, on a £0 plan
Our pick for UK and Swiss businesses whose main costs go on cards, as long as you don't need bank deposit protection.
Read Incard vs Zempler BankWork out your cashbackCheck eligibility
We may earn a commission if you apply.
- a month on the Free plan, with team cards
- £0
- cashback on ads, software and travel; 0.5% on other eligible spend
- 1%
- IBANs in three currencies
- GBP, EUR, USD
Check Zempler Bank business current account's current terms
Fees and eligibility can change. Confirm them on the provider's own site before you apply.
Sources
All checked on 8 November 2026. Where a provider's help centre or legal terms differ from its marketing pages, we follow the help centre and terms.