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Card & Current

GuideLast checked 8 November 2026

Cashback on British Airways for your business

British Airways is on Incard's list of eligible brands, so paying it with an Incard card earns 1% cashback on the £0 Free plan. Here's what counts, how British Airways charges your card, and when the paid plans pay more.

By the editorial team. How we make money.

Earn cashback on British Airways with Incard

  • 1% back on the £0 Free plan, 1.25% on Grow (£49 a month) and from 1.5% on Plus
  • Uncapped, on eligible card spend
  • Team cards on the Free plan, so your whole team's spending can earn it
  • GBP, EUR and USD IBANs, also on the Free plan

cashback a year from £1,000 of British Airways spend a month on Incard's £0 Free plan. Simple arithmetic, not a forecast.

£120

How British Airways charges your card

On ba.com your card is charged when the ticket is issued, usually within a few hours of booking. Corporate credit cards billed in the UK pay a fee of up to 2% of the booking, capped at £30 per transaction; debit cards and personal credit cards don't.

Card purchases from British Airways earn cashback once they clear, as long as the payment shows British Airways as the merchant. Holds and pre-authorisations aren't purchases.

Incard's cashback rates

Table notes: correct as of 8 November 2026, from Incard's pricing page and fee schedules. Plus rates are “from 1.5%” and set per business. The rideshare rate appears on the pricing page but not in the Free fee schedule.
PlanTravel
Free (£0 a month)1%
Grow (£49 a month)1.25%
Plus (from £199 a month)from 1.5%

On travel alone, Grow's extra cashback covers its £49 fee from £19,600 a month of spend. Our cashback calculator shows the breakeven for your own mix, and our Incard plans guide compares Free, Grow and Plus.

What counts

Travel agents, ticketing agents and other travel arrangement businesses are on Incard's restricted industries list, so they can't open an account. Businesses that buy travel can.

Other travel brands that earn 1%

All travel cashback. How Incard cashback works.

When Incard isn't the answer

Incard isn't the right account if

  • Your business is registered outside the UK and Switzerland. EEA onboarding is paused until an expected restart in 2027
  • You're a charity, cooperative, foundation, trust or public body, or work in one of Incard's restricted industries
IncardOur pick for card spend

Start earning 1% on British Airways

Our pick for UK and Swiss businesses whose main costs go on cards, as long as you don't need bank deposit protection.

E-money · safeguarded, no FSCS

Work out your cashbackCheck eligibility

a month on the Free plan, with team cards
£0
cashback on ads, software and travel; 0.5% on other eligible spend
1%
IBANs in three currencies
GBP, EUR, USD

Sources

All checked on 8 November 2026. Where a provider's help centre or legal terms differ from its marketing pages, we follow the help centre and terms.