GuideLast checked 8 November 2026

Cashback on FREE NOW for your business

FREE NOW is on Incard's list of eligible brands, so paying it with an Incard card earns 1.75% cashback on the £0 Free plan. Here's what counts, how FREE NOW charges your card, and when the paid plans pay more.

By the editorial team. How we make money.

Earn cashback on FREE NOW with Incard

1.75% back on the £0 Free plan, 1.75% on Grow (£49 a month) and from 1.5% on Plus
Uncapped, on eligible card spend
Team cards on the Free plan, so your whole team's spending can earn it
GBP, EUR and USD IBANs, also on the Free plan

cashback a year from £1,000 of FREE NOW spend a month on Incard's £0 Free plan. Simple arithmetic, not a forecast.

£210

Apply for Incard on incard.co

We may earn a commission if you apply.

How FREE NOW charges your card

If a FREENOW Business account pays by a central or individual company credit card, each ride is charged to that card straight away. Monthly billing by bank transfer and direct debit are the other options.

Card purchases from FREE NOW earn cashback once they clear, as long as the payment shows FREE NOW as the merchant. Holds and pre-authorisations aren't purchases.

Incard's cashback rates

**Table notes:** correct as of 8 November 2026, from Incard's pricing page and fee schedules. Plus rates are “from 1.5%” and set per business. The rideshare rate appears on the pricing page but not in the Free fee schedule.
Plan	Rideshare
Free (£0 a month)	1.75%
Grow (£49 a month)	1.75%
Plus (from £199 a month)	from 1.5%

On rideshare, Grow pays the same rate as Free, so it only makes sense for its other features. Our cashback calculator shows the breakeven for your own mix, and our Incard plans guide compares Free, Grow and Plus.

What counts

Only card purchases at brands on Incard's eligible list earn cashback. Incard matches the merchant name on the payment against that list.
Fees, ATM withdrawals, cash, transfers and similar charges don't count.
Refunds are deducted from your cashback.
Cashback is paid on purchases once they clear, not when you tap the card.
Incard reviews a request to redeem within 5 working days and pays it within 14 working days.

Other rideshare brands that earn 1.75%

Blacklane
Bolt
Careem
Lyft
MOIA
Uber
Wheely

All rideshare cashback. How Incard cashback works.

When Incard isn't the answer

Incard isn't the right account if

Your business is registered outside the UK and Switzerland. EEA onboarding is paused until an expected restart in 2027
You're a charity, cooperative, foundation, trust or public body, or work in one of Incard's restricted industries

Our pick for card spend

Start earning 1.75% on FREE NOW

Our pick for UK and Swiss businesses whose main costs go on cards, as long as you don't need bank deposit protection.

E-money · safeguarded, no FSCS

Work out your cashback Check eligibility

Apply for Incard on incard.co

We may earn a commission if you apply.

a month on the Free plan, with team cards: £0
cashback on ads, software and travel; 0.5% on other eligible spend: 1%
IBANs in three currencies: GBP, EUR, USD

Sources

All checked on 8 November 2026. Where a provider's help centre or legal terms differ from its marketing pages, we follow the help centre and terms.