GuideLast checked 8 November 2026

Business accounts for Amazon sellers

Amazon sellers pay for ads, seller tools and shipping by card every month. Several of those brands are on Incard's eligible cashback list, which is why we put Incard first for sellers who meet its rules.

By the editorial team. How we make money.

Why we pick Incard for Amazon sellers

Amazon Ads: 1% back on the £0 Free plan
Helium 10, Sellerboard, A2X Accounting, Huboo: 1% back on the £0 Free plan
Amazon Marketplace, Prime and Stores, Royal Mail, DHL, UPS: 0.5% back on the £0 Free plan
Uncapped cashback, team cards and GBP, EUR and USD IBANs, also on Free

cashback a year on Incard's Free plan from the example spend below. Simple arithmetic, not a forecast.

£444

Apply for Incard on incard.co

We may earn a commission if you apply.

Running an Amazon business means a steady stream of card payments: Sponsored Products and other Amazon Ads, research and analytics tools such as Helium 10 and Sellerboard, A2X for bookkeeping, and fulfilment or shipping through Huboo, Royal Mail, DHL or UPS.

Incard's Rewards Policy names each of those brands, so card payments to them earn cashback on every Incard plan. Advertising and recurring software earn Incard's higher rate; marketplace purchases and shipping earn its everyday rate.

What you sell matters as much as how you spend. Incard doesn't accept businesses in some product categories, listed below, so check those before you apply.

Brands that earn cashback

**Table notes:** correct as of 8 November 2026, from Incard's Rewards Policy and pricing page. Plus rates are set per business. Only card payments where the merchant name matches the brand count.
Brand	Category	Free	Grow	Plus
Amazon Ads	Advertising	1%	1.25%	from 1.5%
Helium 10	Recurring software	1%	1.25%	from 1.5%
Sellerboard	Recurring software	1%	1.25%	from 1.5%
A2X Accounting	Recurring software	1%	1.25%	from 1.5%
Huboo	Recurring software	1%	1.25%	from 1.5%
Amazon Marketplace, Prime and Stores	Everything else	0.5%	1%	from 1.5%
Royal Mail	Everything else	0.5%	1%	from 1.5%
DHL	Everything else	0.5%	1%	from 1.5%
UPS	Everything else	0.5%	1%	from 1.5%

A worked example

A month of eligible card spend of £3,000 advertising, £400 recurring software, £600 everything else:

**Table notes:** simple arithmetic at Incard's published rates, not a forecast. Plus uses its 1.5% floor; yearly billing on Grow and Plus costs less.
Plan	Monthly fee	Cashback a month	Cashback less fee
Free	£0	£37	£37
Grow	£49	£49	-£0
Plus	from £199	£60	-£139

Try your own figures in the cashback calculator.

Check these before you apply

Incard doesn't accept businesses in these industries, which are on its restricted list:

Tobacco (including e-cigarettes) and alcohol
Cannabis products and derivatives (THC, CBD, hemp)
Medical devices, drugs and drug-related products and services
Seeds or plants

When Incard isn't the answer

Incard isn't the right account if

Your business is registered outside the UK and Switzerland. EEA onboarding is paused until an expected restart in 2027
You're a charity, cooperative, foundation, trust or public body, or work in one of Incard's restricted industries

Our pick for card spend

Incard: 1% cashback on ads, software and travel, on a £0 plan

Our pick for UK and Swiss businesses whose main costs go on cards, as long as you don't need bank deposit protection.

E-money · safeguarded, no FSCS

Work out your cashback Check eligibility

Apply for Incard on incard.co

We may earn a commission if you apply.

a month on the Free plan, with team cards: £0
cashback on ads, software and travel; 0.5% on other eligible spend: 1%
IBANs in three currencies: GBP, EUR, USD

More: all guides, comparisons, how Incard cashback works.

Sources

All checked on 8 November 2026. Where a provider's help centre or legal terms differ from its marketing pages, we follow the help centre and terms.