GuideLast checked 8 November 2026

Business accounts for marketing agencies

Agencies that run client campaigns on their own cards put large sums through Google, Meta, LinkedIn and TikTok every month. On Incard, that spend earns uncapped cashback.

By the editorial team. How we make money.

Why we pick Incard for marketing agencies

Google Ads, Meta Ads, LinkedIn Ads, TikTok Ads, Microsoft Ads (Bing Ads): 1% back on the £0 Free plan
Canva, Adobe, Figma, Loom, Calendly: 1% back on the £0 Free plan
Uncapped cashback, team cards and GBP, EUR and USD IBANs, also on Free

cashback a year on Incard's Free plan from the example spend below. Simple arithmetic, not a forecast.

£2,640

Apply for Incard on incard.co

We may earn a commission if you apply.

Many agencies pay for client advertising on agency cards and bill the client afterwards. That makes ad platforms the biggest line on the card statement, followed by design and collaboration software.

Google Ads, Meta Ads, LinkedIn Ads, TikTok Ads and Microsoft Ads are all on Incard's eligible advertising list, and Canva, Adobe, Figma, Loom and Calendly are on its software list. Incard's cashback is uncapped, so it grows with the ad budgets you manage.

Team cards matter for agencies: Incard's Free plan includes 15 cards, so each account manager or client can have their own.

Brands that earn cashback

**Table notes:** correct as of 8 November 2026, from Incard's Rewards Policy and pricing page. Plus rates are set per business. Only card payments where the merchant name matches the brand count.
Brand	Category	Free	Grow	Plus
Google Ads	Advertising	1%	1.25%	from 1.5%
Meta Ads	Advertising	1%	1.25%	from 1.5%
LinkedIn Ads	Advertising	1%	1.25%	from 1.5%
TikTok Ads	Advertising	1%	1.25%	from 1.5%
Microsoft Ads (Bing Ads)	Advertising	1%	1.25%	from 1.5%
Canva	Recurring software	1%	1.25%	from 1.5%
Adobe	Recurring software	1%	1.25%	from 1.5%
Figma	Recurring software	1%	1.25%	from 1.5%
Loom	Recurring software	1%	1.25%	from 1.5%
Calendly	Recurring software	1%	1.25%	from 1.5%

A worked example

A month of eligible card spend of £20,000 advertising, £1,500 recurring software, £500 travel:

**Table notes:** simple arithmetic at Incard's published rates, not a forecast. Plus uses its 1.5% floor; yearly billing on Grow and Plus costs less.
Plan	Monthly fee	Cashback a month	Cashback less fee
Free	£0	£220	£220
Grow	£49	£275	£226
Plus	from £199	£330	£131

Try your own figures in the cashback calculator.

Check these before you apply

Incard doesn't accept businesses in these industries, which are on its restricted list:

Political organisations, and publishers of racist, adult, lobbying or propaganda material
Sexual or adult services and products

When Incard isn't the answer

Incard isn't the right account if

Your business is registered outside the UK and Switzerland. EEA onboarding is paused until an expected restart in 2027
You're a charity, cooperative, foundation, trust or public body, or work in one of Incard's restricted industries

Our pick for card spend

Incard: 1% cashback on ads, software and travel, on a £0 plan

Our pick for UK and Swiss businesses whose main costs go on cards, as long as you don't need bank deposit protection.

E-money · safeguarded, no FSCS

Work out your cashback Check eligibility

Apply for Incard on incard.co

We may earn a commission if you apply.

a month on the Free plan, with team cards: £0
cashback on ads, software and travel; 0.5% on other eligible spend: 1%
IBANs in three currencies: GBP, EUR, USD

More: all guides, comparisons, how Incard cashback works.

Sources

All checked on 8 November 2026. Where a provider's help centre or legal terms differ from its marketing pages, we follow the help centre and terms.