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Card & Current

GuideLast checked 8 November 2026

Business accounts for LLPs

Fewer providers say they accept LLPs than limited companies. These accounts list LLPs on their own eligibility pages.

By the editorial team. How we make money.

Incard suits you if

  • You spend thousands a month on cards, especially on advertising, software or travel
  • You want EUR and USD IBANs alongside GBP
  • You're a UK LLP or sole trader, or a Swiss GmbH, AG or sole trader
  • You're comfortable with safeguarding instead of FSCS cover

cashback a year on Incard's £0 Free plan from £5,000 a month of eligible ads, software and travel spend. Simple arithmetic, not a forecast.

£600

Apply for Incard on incard.co(opens incard.co in a new tab, affiliate link)

We may earn a commission if you apply.

Limited liability partnerships are common among professional firms, but not every app-based account takes them. The accounts below say on their own pages that they accept LLPs.

Incard accepts UK LLPs as well as limited companies and sole traders, on the same plans and cashback rates.

The accounts

Table notes: correct as of 8 November 2026, from each provider's own pages. Incard is first as our pick for card spend (we may earn a commission from it); the rest are alphabetical, not ranked.
AccountCheapest planCard cashbackType and protection
IncardOur pick for card spendFree: £0 a monthFree: 1% on ads, software and travel, 0.5% on other eligible spend. Higher on Grow and Plus. UncappedE-money · safeguarded, no FSCS
BarclaysCompare with IncardFree for 12 months, then £8.50 a monthNot listedBank · FSCS cover
HSBCCompare with Incard£0 a monthNot listedBank · FSCS cover
Metro BankCompare with Incard£8 a month, or £0 in any month your balance stays at £6,000 or more; 12 months fee-free for businesses new to Metro Bank, 31 months for full switchersNot listedBank · FSCS cover
SantanderCompare with IncardFree for 12 months for start-ups and switchers, then £9.99 a monthNot listed for the debit card; 1% on the separate Business Cashback Credit Card, which has an annual feeBank · FSCS cover
StarlingCompare with Incard£0 a monthNot listedBank · FSCS cover
Co-op BankCompare with Incard£0 a monthNot listedBank · FSCS cover
Virgin MoneyCompare with Incard25 months' free day-to-day banking for eligible start-ups and switchers, then £6.50 a month0.35% on the debit card, up to £500 a year per cardBank · FSCS cover

When Incard isn't the answer

Incard isn't the right account if

  • Your business is registered outside the UK and Switzerland. EEA onboarding is paused until an expected restart in 2027
  • You're a charity, cooperative, foundation, trust or public body, or work in one of Incard's restricted industries
IncardOur pick for card spend

Incard: 1% cashback on ads, software and travel, on a £0 plan

Our pick for UK and Swiss businesses whose main costs go on cards, as long as you don't need bank deposit protection.

E-money · safeguarded, no FSCS

Work out your cashbackCheck eligibility

Apply for Incard on incard.co(opens incard.co in a new tab, affiliate link)

We may earn a commission if you apply.

a month on the Free plan, with team cards
£0
cashback on ads, software and travel; 0.5% on other eligible spend
1%
IBANs in three currencies
GBP, EUR, USD

More: all guides, comparisons, how Incard cashback works.

Sources

All checked on 8 November 2026. Where a provider's help centre or legal terms differ from its marketing pages, we follow the help centre and terms.

Show all 41 sources