Provider profileLast checked 8 November 2026
Soldo
Prepaid Mastercard company and employee cards with wallets for team budgets, receipt capture and accounting integrations. It works alongside your business bank account rather than replacing it.
- Cheapest plan
- Standard: £27 a month + VAT
- Available in
- UK
- Your money
- E-money · safeguarded, no FSCS
What it is
For UK customers, the e-money account and payment services are provided by Soldo Financial Services Ltd (company number 09495650), authorised by the FCA as an electronic money institution (firm registration number 900459). The software is run by Soldo Software Ltd.
How your money is protected
Safeguarded, not FSCS: funds in your Soldo account are kept separate from Soldo's own assets. The account is not covered by the FSCS.
Our e-money vs bank account guide explains what this means if a provider fails.
Who can open one
Incorporated businesses only. Soldo says it can't currently accept sole traders. Plans are subject to eligibility.
Headline fees
| Fee | Detail |
|---|---|
| Plans (monthly, + VAT) | Standard £27, Plus £39, Unlimited on request |
| Included | Standard: 1 wallet, 3 users, 3 cards, up to 20 outbound transfers a month; Plus: 3 company wallets, 3 users, 3 cards, up to 30 transfers |
| Card issuing | £5 per plastic card, £1 per virtual card |
| Outbound transfers | £0.75 by Faster Payments, €0.75 by SEPA, €1.50 by SEPA Instant |
| Card payments in a foreign currency | Mastercard exchange rate + 1.5% |
| ATM withdrawals | 1% of the amount, minimum £2 |
| Incoming transfers | Free in GBP and EUR; $10 in USD |
| Withdrawing your balance to your bank | £20 by Faster Payments |
Limits worth knowing
- Typical card limits before any changes: ATM £200 a day and £2,000 a month; purchases £1,500 a day and £10,000 a month.
- No free plan; Standard and Plus come with a 30-day trial.
- Multi-currency wallets need the Plus plan or above.
How it compares
- Incard vs SoldoFees, cashback, foreign currency, protection and eligibility side by side.
- Soldo alternativesAccounts to look at if Soldo doesn't cover what you need.
Soldo against other accounts
See all the accounts we've researched.
Our pick for card spendIncard: 1% cashback on ads, software and travel, on a £0 plan
Our pick for UK and Swiss businesses whose main costs go on cards, as long as you don't need bank deposit protection.
Read Incard vs SoldoWork out your cashbackCheck eligibility
We may earn a commission if you apply.
- a month on the Free plan, with team cards
- £0
- cashback on ads, software and travel; 0.5% on other eligible spend
- 1%
- IBANs in three currencies
- GBP, EUR, USD
Check Soldo's current terms
Fees and eligibility can change. Confirm them on the provider's own site before you apply.
Sources
All checked on 8 November 2026. Where a provider's help centre or legal terms differ from its marketing pages, we follow the help centre and terms.