GuideLast checked 8 November 2026

Business accounts for consultants

Consultants who travel to clients spend on flights, trains, hotels and taxis. Incard pays its higher cashback rate on travel brands and an even higher rate on rideshare.

By the editorial team. How we make money.

Why we pick Incard for consultants

British Airways, Eurostar, Trainline, Booking.com, Airbnb: 1% back on the £0 Free plan
Uber: 1.75% back on the £0 Free plan
Google Workspace, Calendly, DocuSign: 1% back on the £0 Free plan
Uncapped cashback, team cards and GBP, EUR and USD IBANs, also on Free

cashback a year on Incard's Free plan from the example spend below. Simple arithmetic, not a forecast.

£327

Apply for Incard on incard.co

We may earn a commission if you apply.

For a consultancy, travel is often the largest card cost: flights and trains to client sites, hotels, and taxis at either end.

British Airways, Eurostar, Trainline, Booking.com and Airbnb are on Incard's eligible travel list, and Uber is on its rideshare list, which earns Incard's highest Free-plan rate. Google Workspace, Calendly and DocuSign are on its software list.

Incard accepts UK limited companies and LLPs, which many consultancies use. Insurance brokerage and investment management are on its restricted list.

Brands that earn cashback

**Table notes:** correct as of 8 November 2026, from Incard's Rewards Policy and pricing page. Plus rates are set per business. Only card payments where the merchant name matches the brand count.
Brand	Category	Free	Grow	Plus
British Airways	Travel	1%	1.25%	from 1.5%
Eurostar	Travel	1%	1.25%	from 1.5%
Trainline	Travel	1%	1.25%	from 1.5%
Booking.com	Travel	1%	1.25%	from 1.5%
Airbnb	Travel	1%	1.25%	from 1.5%
Uber	Rideshare	1.75%	1.75%	from 1.5%
Google Workspace	Recurring software	1%	1.25%	from 1.5%
Calendly	Recurring software	1%	1.25%	from 1.5%
DocuSign	Recurring software	1%	1.25%	from 1.5%

A worked example

A month of eligible card spend of £200 recurring software, £2,000 travel, £300 rideshare:

**Table notes:** simple arithmetic at Incard's published rates, not a forecast. Plus uses its 1.5% floor; yearly billing on Grow and Plus costs less.
Plan	Monthly fee	Cashback a month	Cashback less fee
Free	£0	£27	£27
Grow	£49	£33	-£16
Plus	from £199	£38	-£161

Try your own figures in the cashback calculator.

Check these before you apply

Incard doesn't accept businesses in these industries, which are on its restricted list:

Insurance brokerage
Fund, portfolio and collective investment management

When Incard isn't the answer

Incard isn't the right account if

Your business is registered outside the UK and Switzerland. EEA onboarding is paused until an expected restart in 2027
You're a charity, cooperative, foundation, trust or public body, or work in one of Incard's restricted industries

Our pick for card spend

Incard: 1% cashback on ads, software and travel, on a £0 plan

Our pick for UK and Swiss businesses whose main costs go on cards, as long as you don't need bank deposit protection.

E-money · safeguarded, no FSCS

Work out your cashback Check eligibility

Apply for Incard on incard.co

We may earn a commission if you apply.

a month on the Free plan, with team cards: £0
cashback on ads, software and travel; 0.5% on other eligible spend: 1%
IBANs in three currencies: GBP, EUR, USD

More: all guides, comparisons, how Incard cashback works.

Sources

All checked on 8 November 2026. Where a provider's help centre or legal terms differ from its marketing pages, we follow the help centre and terms.